
WILLIS
RADAR CUSTOMER
STORAGE INSURANCE
Why
is there a need for customer storage insurance?
The answer is relatively simple, a customers
stored property is not insured by the self-storage
facility. Therefore, it is each customers responsibility
to insure his or her stored goods. Willis RADAR
covers losses and protection beyond the
control of Container Parks such as burglary,
natural disasters and a wide variety of losses.
What
is Willis RADAR?
Willis RADAR is an internet based method of
buying comprehensive insurance for your goods
whilst in storage.
Who
are WILLIS?
Willis are one of the Worlds leading risk management
and insurance intermediaries. Our presence extends
to more than three hundred offices in over a
hundred countries.
Willis has a team of specialists
handling all aspects of insurance for the moving
and storage industries.
For over 50 years we have been
acknowledged as a leading insurance specialist
for the moving and storage industries. Our clients
range from the worlds largest to the small professional
movers with only one or two vehicles. We are
also the official insurance for the supplier
for the British Association of Removers and
affiliate members of the Self Storage Association.
Why
is Willis RADAR needed?
The UK law regarding insurance mediation saw
significant changes from 14th January 2005,
when the Financial Services Authority took over
regulation of the industry.
Can
we buy insurance for our Customers via Willis
RADAR?
No, your customer must himself/herself buy insurance
directly via Willis RADAR. If Container Parks
were to do so, we would be performing a regulated
activity beyond the coverage of the Intruder
Appointed Representative agreement which would
be in breach of UK legislation. These changes
mean that Container Parks is no longer able
to sell insurance on your behalf. Willis RADAR
allows you to buy insurance for your goods whilst
in storage directly from Willis RADAR on-line.
What
are the next steps?
Click on link below for the Willis Radar
web site
https://radar.willis.com/direct/?clientcode=conpark
You will have to have
at hand the address
at which your goods will be stored which is:
Container Parks Ltd
115 Abercorn Street, Paisley,
PA3 4AT.
23 Old Mill Park Industrial Estate Kirkintilloch, G66 1SS.
It is important to recognise
that this link is specific to your Container
Parks storage company. Insurance cover is only
available via this link for storage which is
being carried out by Container Parks which has
provided you with this information.
Whilst the website has been designed
to be user friendly, enclosed with this information
is a help document which will give you detailed
guidance through the website. This guidance
is also available on-line.
The website will enable you to
access the site, obtain information and quotations
and purchase insurance cover.
What
are the benefits of Willis RADAR?
•
Willis RADAR provides you with
a specialist and
comprehensive
insurance cover.
• Willis RADAR has
been designed to be a user friendly, easy
access
website. It is a safe and secure environment
in which to
buy
insurance on-line.
• Immediate cover
is available via the internet 24 hours a day,
7
days
a week.
• Willis RADAR allows
you to receive a quote instantaneously,
pay
online and access policy documentation.
Can
Container Parks advise or assist customers
in the use of Willis Radar?
As an Introducer Appointed Representative, Container
Parks will no longer be able to conduct any
insurance activities which includes the giving
of advice and offering to purchase general insurance
for or on behalf of our customers.
How
will these changes impact Container Parks’
customers?
Due to changes in the legislation, Container
Parks will no longer be directly involved in
selling insurance to our customers. Instead,
Container Parks, will be able to promote Willis
Radar as an alternative method of purchasing
insurance cover “on-line” for our
customers. Container Parks customers will be
able to receive a quote instantaneously, pay
online and receive documentation such as policy
summaries. Our customers will arrange their
insurance directly, via the internet, but the
terms and conditions of the policy will be equivalent
to the product we currently offer.
INSURANCE
STORAGE TIPS . . . .
•
Protect all of the items you
place in storage
• Use pallets, skids,
2x4’s or other supports to
keep
your boxes off the floor
• Place heavy plastic
sheeting (painters drop clothes available in
any
hardware store) over your property. Do not seal
everything
in
bags where there is a possibility of mildew.
Buy and keep
DRI-RID
or some other moisture absorber in the unit.
• Place electronics
in the rear of the unit.
• Pack glass items
in the rear of the unit.
• Do not store valuables
(things like jewellery, furs and money) in
the
unit. YOUR STORAGE UNIT IS NOT A VAULT.
• Unless you are
renting a climate controlled unit, do not store
items
that may warp or be susceptible to temperature
or
atmospheric
changes.
• Do not store flammable
items or opened foods in the unit.
• Buy an additional
padlock for increased security by double
padlock
system.
• Make an inventory
of the items you put in your storage unit.
Take
photographs of the property you are storing.
If you don’t
own
a camera, buy a disposable one and take pictures
of the
items
you place in the unit. If you have a video camera,
make a
tape
of your property.
• Keep a copy of
the inventory and pictures at home or
someplace
other than the storage unit.
• Do not store receipts
for newly purchased furniture or other
items
in the unit along with the items.
What
does this insurance cover?
It protects you against damage to, or loss of,
your property from 32 different causes, including
Fire, Earthquake, Water Damage, and burglary.
There are some qualifications and exclusions.
See you certificate of insurance or policy for
a complete list of the covered causes. A copy
of your Certificate of Insurance or Policy is
also available at your facility’s office.
Won’t
my Home Owners insurance cover my property?
Home owners insurance comes in many different
forms. Some policies cover the property you
have in storage, others don’t. Home owners
insurance is issued at various levels of coverage.
Also, some types of property may not be covered.
Business property, for example, is usually not
covered by Home Owners Insurance. If you have
questions about what your Home Owners Policy
covers, or the limits of coverage, check with
your own insurance agent.
When
does the coverage start?
Coverage starts when you complete and sign the
Lease Agreement Form, pay your first month’s
insurance premium and move your property into
the unit at Container Parks.
When
does the insurance stop?
This is a pay-as-you-go, monthly renewable policy.
Normally, your coverage continues as long as
you pay your monthly premium. If you terminate
your lease and move out, coverage stops when
you move out.
What
is the difference between burglary and theft?
Burglary means stealing property by means of
forcible entry into a securely locked storage
space, provided there are marks of forcible
entry on the exterior of the storage space.
Theft does not require forcible entry. Theft
and mysterious disappearance are not covered
under this policy.